TERMS OF SERVICE AGREEMENT
PLEASE READ THE FOLLOWING TERMS CAREFULLY. BY ACCESSING OR USING OUR SITES AND SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS, INCLUDING ALL TERMS INCORPORATED HEREIN BY REFERENCE. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS, DO NOT ACCESS OR USE OUR SITE OR SERVICES. THIS AGREEMENT IS EFFECTIVE AS OF 01/01/2025.
ACCEPTANCE OF TERMS
This Terms of Service Agreement (“TOS”) is a legally binding agreement between you and Cardinal Program, located at 433181 Prairie St SW #104 Grandville, MI 49418. It governs the use of our website, https://thecardinalprogram.com/ (the “Site”), and all associated services (the “Services”).
DESCRIPTION OF SERVICES
The Cardinal Program offers personalized solutions to repair your credit and open doors to new opportunities. At The Cardinal Program, we take a tailored approach to credit repair, ensuring every client gets the support they need to succeed. From disputing inaccuracies to providing educational resources, our team is committed to guiding you through the process with care and expertise.
By visiting our Site, all users will be considered as “users” of the Services described in this TOS.
You acknowledge that the Services made available through our website, including mobile applications and social media platforms, are the exclusive property of The Cardinal Program. We may, at our discretion, update, modify, or discontinue any Services or products, and such changes will be subject to this Agreement. We are not liable for any such modifications, discontinuations, or suspensions of Services. By continuing to use the Services, you accept any changes made to this Agreement.
The Services are provided “AS IS,” and The Cardinal Program does not assume any responsibility for delays, loss of data, or failure to store user content.
PRIVACY POLICY
Your personal data and registration information are protected under our Privacy Policy. By using our Services, you consent to the collection and transfer of your information, including to the United States and other countries for processing by The Cardinal Program and its affiliates.
INTERSTATE COMMUNICATION
By using our Services, you acknowledge that communication, including emails, uploads, and messages, will be transmitted through our network, which may involve interstate transmissions.
CONTENT SUBMISSION
You retain ownership of any content you submit, but by submitting it to publicly accessible areas of our Site, you grant The Cardinal Program a worldwide, royalty-free, non-exclusive license to use, distribute, reproduce, and modify the content as needed to provide and promote our Services.
This license remains active as long as you are a member of the Site and terminates when you discontinue your membership.
Content Disclaimer
The materials available on The Site are intended for general informational purposes only and do not constitute legal advice. They are not a substitute for professional legal counsel. ALL ARTICLES AND MATERIAL DISPLAYED ON THE SITE ARE FOR INFORMATION ONLY AND SHOULD NOT BE CONSIDERED LEGAL ADVICE OR A SUBSTITUTE FOR SPECIFIC LEGAL COUNSEL. For legal advice tailored to your specific circumstances, you should consult with a qualified attorney. We do not guarantee the accuracy or reliability of any information provided through The Site. Any reliance on such materials is at your own risk. We reserve the right to correct any errors or omissions on The Site. Statements regarding past results, such as credit score improvements or credit item removals, are estimations based on specific case studies conducted by The Cardinal Program.
USER CONTRIBUTIONS
When submitting feedback, ideas, documents, or suggestions (“Contributions”) to our Site, you agree that:
- Your Contributions are not confidential.
- The Cardinal Program may use and disclose them as we see fit.
- Your Contributions automatically become the property of The Cardinal Program.
- You will not receive compensation for any Contributions.
INDEMNIFICATION
You agree to indemnify and hold harmless The Cardinal Program, our affiliates, and partners from any claims, damages, losses, or expenses (including legal fees) arising from your use of our Services, your content submissions, or your violation of this Agreement.
COMMERCIAL REUSE
You agree not to replicate, duplicate, copy, trade, sell, or exploit any part of our Site or Services for commercial purposes.
MODIFICATIONS
The Cardinal Program reserves the right to modify, suspend, or discontinue any part of the Services, with or without notice. We are not liable for any such changes or interruptions.
ADVERTISERS
Any transactions or dealings with advertisers on our Site are solely between you and the advertiser. We are not responsible for any loss or damage incurred from such dealings.
THIRD-PARTY LINKS
Our Site may contain links to third-party websites. We are not responsible for the content or availability of these external sites, and we do not endorse or assume liability for any materials or services provided by them.
PROPRIETARY RIGHTS
You acknowledge that the Services and associated software contain proprietary material protected by intellectual property laws. You agree not to copy, modify, or distribute any part of our Services or software without explicit permission.
WARRANTY DISCLAIMERS
By using our Services, you acknowledge that they are provided “AS IS.” The Cardinal Program disclaims all warranties, including implied warranties of merchantability and fitness for a particular purpose.
We do not guarantee that our Services will meet your requirements or be error-free. Any damage to your computer or loss of data due to downloading content from our Site is your responsibility.
LIMITATION OF LIABILITY
You agree that The Cardinal Program and its affiliates will not be liable for any indirect, incidental, or consequential damages resulting from your use of the Services, including but not limited to loss of profits or data.
FINANCIAL MATTERS
If you are using our Services to receive financial information, please note that our content is provided for informational purposes only. We are not liable for any trading or investment decisions based on the information available on our Site.
EXCLUSIONS AND LIMITATIONS
Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential damages. Therefore, some of the limitations in this Agreement may not apply to you.
THIRD-PARTY BENEFICIARIES
Unless otherwise specified, this TOS is intended solely for the benefit of you and The Cardinal Program. It does not create rights for third parties.
NOTICE
We may send you notices regarding this Agreement via email, mail, or postings on our website. Your acceptance of this TOS means you agree to receive these notices.
TRADEMARKS
All trademarks, logos, and service marks on our Site are the property of The Cardinal Program. You agree not to use them without our prior written consent.
COPYRIGHT INFRINGEMENT CLAIMS
If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us with the required information as outlined in this TOS. We will take appropriate action.
Termination of Access
Your access to The Site may be terminated at any time, for any reason, by either you or us.
CLOSED CAPTIONING
The Cardinal Program complies with Federal Communications Commission rules on closed captioning for video content. For more information, visit our website.
GENERAL INFORMATION
ENTIRE AGREEMENT: This Agreement constitutes the entire understanding between you and The Cardinal Program, superseding any prior agreements.
CHOICE OF LAW AND FORUM: This Agreement is governed by the laws of Michigan, and any legal actions must be filed in Kent County, Michigan.
WAIVER AND SEVERABILITY: If any part of this Agreement is found invalid, the rest remains in effect.
STATUTE OF LIMITATIONS: Any claim arising from the use of our Services must be filed within two years.
CONTACT US
The Cardinal Program
3181 Prairie St SW #104
Grandville, MI 49418
contact email: support@thecardinalprogram.com
Phone: 888-631-7141